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Handyman vs general contractor: what's the difference?

By Nicholas Lipari, founder of PlainJob · Updated · 5 min read

Short answer: a handyman does small repair jobs, usually alone and under a state dollar limit, without permits. A general contractor manages bigger projects: they hold a contractor license, pull permits, and hire and supervise licensed subcontractors. The line between them is set by each state's dollar limit and permit rules.

Side by side

HandymanGeneral contractor
Typical jobRepairs, installs and punch lists, a few hours to a few daysRemodels, additions and new construction, weeks to months
LicenseOften none under the state limit; registration in some statesState or local contractor license above the limit
PermitsUsually works on jobs that don't need onePulls permits and schedules inspections
TradesDoes the work personally; refers electrical and plumbingHires and supervises licensed electricians, plumbers, HVAC
PricingHourly or flat rate per jobProject bid with a markup on subs and materials
InsuranceGeneral liabilityGeneral liability, workers' comp, often a bond

Where the line is

Each state draws it differently. California requires a contractor license from $1,000 a job, Georgia over $2,500, Utah over $7,000 (with a filing from $3,000), North Carolina at $40,000, and Texas has no general contractor license at all. Several states, like Washington and Massachusetts, require registration for nearly any paid home improvement work. Look up your state in the state-by-state guide.

Pennsylvania is a common question: there is no handyman or general contractor license statewide, but anyone doing $5,000 or more of home improvement work a year must register with the Attorney General, and contracts over $500 must be in writing. Philadelphia adds its own contractor license. See Pennsylvania.

Which one does the job need?

For handymen: when to step up

If you keep turning down jobs because they cross the limit, a contractor license is the next step. Until then, price the whole job before agreeing to it, never split one project into small invoices, and say clearly in your quotes what you're licensed for.

Questions

What is the difference between a handyman and a general contractor?

A handyman does small repairs, usually alone and under the state dollar limit, without permits. A general contractor is licensed for bigger projects, pulls permits and supervises licensed subcontractors.

Is a handyman cheaper than a contractor?

For small jobs, usually. Handymen charge hourly or a flat rate with little overhead, while contractors bid projects with a markup on subcontractors and materials.

Can a handyman do the work of a general contractor?

Only up to their state's dollar limit and only on work that doesn't need a permit or a licensed trade. Above that, a contractor license is required.

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